The Disability Tax Credit (DTC) is a non-refundable tax credit offered by the Canada Revenue Agency (CRA) to support individuals with medical conditions that significantly impact daily living. Its goal is to reduce the income tax burden for eligible individuals or their supporting family members.
This benefit can be claimed retroactively for up to 10 years. If you qualify for the DTC but cannot use the full credit due to insufficient taxable income, you can transfer it to a spouse, common-law partner, or another supporting family member.
To qualify for the DTC, you typically need to meet these three conditions:
You have a severe and prolonged impairment in physical or mental functions that affects you most of the time.
The impairment has lasted, or is expected to last, for at least 12 continuous months.
A qualified medical practitioner certifies your condition by completing the Disability Tax Credit Certificate (T2201 form).
Application
Applying for the DTC involves completing the Disability Tax Credit Certificate, which must be signed off by a medical practitioner. The process requires detailed and accurate documentation, as errors can lead to rejected applications or a reduced refund amount.
At Enable Benefits, we simplify the process for you. From completing the paperwork to obtaining your medical practitioner’s certification and submitting it to the CRA, we handle every step. With a 97% success rate, our expertise ensures you can maximise your benefits without the hassle.
What is the Child Disability Benefit?
The Child Disability Benefit (CDB) is a tax-free monthly payment designed to support families caring for a child under 18 with a severe and prolonged physical or mental impairment. To qualify for the CDB, the child must also be eligible for the Disability Tax Credit (DTC).
The CDB can be claimed retroactively for up to 10 years. To do so, a doctor must certify when the child’s disability first began significantly impacting their daily life.
Children with the following conditions are often eligible for the DTC, enabling families to access the CDB:
ADHD
ADD
OCD
Epilepsy
Autism
Crohn’s Disease
Juvenile Diabetes
Hearing impairments
Speech impediments
Asperger's Syndrome
Developmental delays
Scoliosis
Other medical conditions may also qualify, provided they meet the criteria for severe and prolonged impairment.
The list of eligible conditions is extensive and sometimes unclear, leading to confusion about DTC eligibility. As a result, millions of dollars in disability benefits go unclaimed - leaving many eligible families without crucial financial support.
You can trust the team of experts at Enable Benefits to navigate these complexities and secure you the financial assistance you need for your child's care.
What is the Canada Caregiver Credit?
The Canada Caregiver Credit (CCC) is a tax refund that can be claimed by individuals who have supported a family member who has a medical condition. This money helps to offset some of the expenses incurred while caring for a loved one in need.
You may be eligible if you support a family member, or dependent with a physical or mental impairment by regularly providing basic necessities like food, shelter or clothing. The dependent does not have to live with you for you to qualify.
Do You or a Loved One Have a
Medical Condition? We Can Help.
Whether you are a new applicant, or if you were previously declined we have facilitated claims for a vast variety of health conditions, ensuring that our clients receive the maximum refund possible.
